Homebuilding Program | Habitat for Humanity of Ogle County
860 West Oregon Trail, Oregon, IL 61061
Eligibility
Open to resident(s) of area served who have lived in the area for a minimum of 1 year; Must meet income guidelines (adjusted for family size); Debt-to-income ratio of 30% for housing and 43% or lower overall; Willingness to partner and contribute sweat equity hours
Required documents
- Photo ID
- Complete federal tax returns from the last 2 years, including W-2s from every employer
- Copies of last two bank statements with all pages (checking and savings)
- Proof of US legal permanent residency (permanent resident cards, US birth certificates, certificates of naturalization, or US passports
- Proof of any other type of income
- Proof of income (3 most consecutive pay stubs for all employed household members over the age of 18)
- Copy of most recent benefit statement (if applicable)
- Court document and evidence of receipt for last 3 months of alimony and/or child support (if applicable)
(815) 222-8869
Voice·
Main Phone
Email[email protected]
Application process
Call or email for information
Fees
0% interest mortgage; 200 hours of "sweat equity"
Service area
Ogle County, IL
Builds safe, affordable houses for qualified homebuyers.
Each Habitat home is built in partnership with homeowner families, sponsors, and volunteers and sold to the partner family, who repays an affordable mortgage over 20 years. Homeowners attend a series of workshops on financial literacy and home maintenance so they are well-prepared for home ownership.
Date of Last Formal Update
10/11/2025
Data provided by
United Way of the Midlands
What's Here
Providing organization
Habitat for Humanity of Ogle County
Builds safe, affordable houses for qualified homebuyers.